Wright-Patt Credit Union (WPCU)

Written by:

Chris L.

Last updated:

May 12, 2020

Wright-Patt Credit Union (WPCU) gives you all the conveniences of banking at a traditional bank, like 40,000+ of lower-to-no-fee ATMs, thousands of Shared Branching locations nationwide, and a highly functional mobile app.  However, the real benefit however to becoming a member is access to low interest rates on loans and high interest rates on savings accounts.


Membership to Wright-Patt is sought after because of the excellent interest rates on loans and savings accounts.  To qualify for membership you must have a good credit score and meet at least one of the following criteria:

  • You live, work, worship or attend school in Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fairfield, Franklin, Greene, Hamilton, Licking, Madison, Miami, Montgomery, Pickaway, Preble, Union or Warren Counties in Ohio.
  • You are a military or civilian employee of Wright-Patterson Air Force Base.
  • You are a military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available.
  • You are a Wright State University student, faculty, staff, or Alumnus.
  • You are a relative of a current WPCU member.

About Wright-Patt Credit Union

  • Charter Number: 66328
  • Credit Union Type: FISCU
  • Credit Union Stauts: Active
  • Corporate Credit Union: No
  • Credit Union Charter Year: 1932
  • Current Charter Issue Date: 06/10/1932
  • Date Insured: 06/06/1985
  • Charter State: Ohio
  • Region: 1 - Eastern
  • Field of Membership Type: Non-Federal Credit Union
  • Low Income Designation: Yes
  • Member of FHLP: Yes
  • Assets: $5,247,401,569
  • Peer Group: 6 - $500,000,000 and greater
  • Number of Members: 404,337

Main Office

  • Address: 3560 Pentagon Blvd
  • City, State, Zip Code: Beavercreek, OH 45431
  • Country: United States
  • County: Greene
  • Phone: 937-912-7000
  • Website: http://wpcu.coop
  • CEO / Manager: Douglas A Fecher

Wright-Patt Credit Union offers low interest rates, but is your credit score high enough?

Credit unions usually have lower interest rates on loans, mortgages, and credit cards.

The problem?

The best loan rates are almost always offered to people with high credit scores (usually over 700).

If your credit score isn't high enough, it may be worth speaking with a Credit Repair specialist, like Credit Glory, to review your credit report and guide you toward boosting your score (quickly & cheaply).

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