Should You Apply For Virginia Credit Union?

Written by:

Chris L.

Last updated:

May 24, 2020

Virginia Credit Union provides you with all the benefits of a traditional bank, with surcharge-free ATMs and 24/7 service. Take advantage of better deals, including lower interest rates on your loans and higher interest rates on your savings.

What are the membership requirements?

Membership to Virginia Credit Union is sought after because of the excellent interest rates on loans and savings accounts. To qualify for membership you must have a good credit score and meet at least one of the following criteria:

  • You live, work, worship, volunteer or attend school within the boundaries of City of Richmond, City of Petersburg, City of Hopewell, City of Fredericksburg, Buckingham County, Cumberland County, Nottoway County, Prince Edward County, or Town of Farmville
  • You're an employee of, retiree of or full-time/part-time student at Virginia Union University, Randolph-Macon College, University of Richmond or any Virginia state-funded college or university
  • You're an employee or retiree of any Commonwealth of Virginia state agency or department or County, city, town or other political subdivision in Virginia
  • You're an employee at any of Virginia Credit Union's served companies, organizations or associations
  • You're related to a current member

About Virginia Credit Union

  • CREDIT UNION NAME: VIRGINIA CREDIT UNION, INC.,
  • CHARTER NUMBER: 66836
  • CREDIT UNION TYPE: FISCU
  • CREDIT UNION STATUS: Active
  • CORPORATE CREDIT UNION: No
  • CREDIT UNION CHARTER YEAR: 1928
  • CURRENT CHARTER ISSUE DATE: 04/18/1928
  • DATE INSURED: 06/30/1986
  • CHARTER STATE: Virginia
  • REGION: 1 - Eastern
  • FIELD OF MEMBERSHIP TYPE: Non-Federal Credit Union
  • LOW INCOME DESIGNATION: Yes
  • MEMBER OF FHLB: Yes
  • ASSETS: $3,925,540,184
  • PEER GROUP: 6 - $500,000,000 and greater
  • NUMBER OF MEMBERS: 296,263

Main office

  • ADDRESS: 7500 Boulder View Dr
  • CITY, STATE ZIP CODE: North Chesterfield, VA 23225-4046
  • COUNTRY: United States
  • COUNTY: Chesterfield
  • PHONE: 804-323-6000
  • WEBSITE: http://www.vacu.org
  • CEO/MANAGER: Christopher M Shockley

Virginia Credit Union offers low interest rates, but is your credit score high enough?

Whether you're applying for an auto, mortgage, or personal loan, Virginia Credit Union has extremely competitive rates.

The problem? You need good credit; really good credit (if you want your best rates).

Your first step to determine if you're eligible for top-tier rates is to pull your Credit Report. You can review your Credit Report and find every inaccurate (and can potentially get removed), or contact a Credit Repair company, like Credit Glory, to walk you through that entire process.

You can schedule a free consultation with Credit Glory, or call one of their Credit Specialists, here (800-807-4388 ➔).

Did you know... 1 in 5 people have an error on their credit report?

Now, more than ever, credit bureaus are reporting inaccurate, negative items on people's credit reports.

Even worse, it's not easy to get these negative items removed, quickly (+ they're hurting your score & costing you money!).

One of the best ways (but not the only way), you can remove these inaccurate, negative items is to speak with a Credit Specialist that can walk you through how you can fix your credit (and get your best loan rates).

Fix your credit and save money (+ get your best loan terms), today

Credit Glory is your best option to get these errors fixed. They can even help remove other bad marks from your report, like collections accounts.

The goal? Improve your credit score, fast! Credit Glory is easy to use and offers one of the best 90-day guarantees (if you're not completely happy).

Talk to a live Credit Glory representative about fixing your credit, today.