Should You Apply For VACU?

Written by:

Chris L.

Last updated:

May 24, 2020

Since 1928, VACU has been proving superior financial services, with over $3 billion in assets. Get the same benefits as a traditional bank, but with lower interest rates on your loans and increased interest rates on your savings. Create your financial wellness and take advantage of the best deals and superior advice.

What are the membership requirements?

Membership to VACU is sought after because of the excellent interest rates on loans and savings accounts. To qualify for membership you must have a good credit score and meet at least one of the following criteria:

  • You live, work, worship, volunteer or attend school within the boundaries of City of Richmond, City of Petersburg, City of Hopewell, City of Fredericksburg, Buckingham County, Cumberland County, Nottoway County, Prince Edward County, or Town of Farmville
  • You're an employee of, retiree of or full-time/part-time student at Virginia Union University, Randolph-Macon College, University of Richmond or any Virginia state-funded college or university
  • You're an employee or retiree of any Commonwealth of Virginia state agency or department or County, city, town or other political subdivision in Virginia
  • You're an employee at any of Virginia Credit Union's served companies, organizations or associations
  • You're related to a current member

About VACU

CREDIT UNION NAME: VIRGINIA CREDIT UNION, INC.,

CHARTER NUMBER: 66836

CREDIT UNION TYPE: FISCU

CREDIT UNION STATUS: Active

CORPORATE CREDIT UNION: No

CREDIT UNION CHARTER YEAR: 1928

CURRENT CHARTER ISSUE DATE: 04/18/1928

DATE INSURED: 06/30/1986

CHARTER STATE: Virginia

REGION: 1 - Eastern

FIELD OF MEMBERSHIP TYPE: Non-Federal Credit Union

LOW INCOME DESIGNATION: Yes

MEMBER OF FHLB: Yes

ASSETS: $3,925,540,184

PEER GROUP: 6 - $500,000,000 and greater

NUMBER OF MEMBERS: 296,263

Main office

ADDRESS: 7500 Boulder View Dr

CITY, STATE ZIP CODE: North Chesterfield, VA 23225-4046

COUNTRY: United States

COUNTY: Chesterfield

PHONE: 804-323-6000

WEBSITE: http://www.vacu.org

CEO/MANAGER: Christopher M Shockley

VACU offers low interest rates, but is your credit score high enough?

Whether you're applying for an auto, mortgage, or personal loan, VACU  has extremely competitive rates.

The problem? You need good credit; really good credit (if you want your best rates).

Your first step to determine if you're eligible for top-tier rates is to pull your Credit Report. You can review your Credit Report and find every inaccurate (and can potentially get removed), or contact a Credit Repair company, like Credit Glory, to walk you through that entire process.

You can schedule a free consultation with Credit Glory, or call one of their Credit Specialists, here (800-807-4388 ➔).

Did you know... 1 in 5 people have an error on their credit report?

Now, more than ever, credit bureaus are reporting inaccurate, negative items on people's credit reports.

Even worse, it's not easy to get these negative items removed, quickly (+ they're hurting your score & costing you money!).

One of the best ways (but not the only way), you can remove these inaccurate, negative items is to speak with a Credit Specialist that can walk you through how you can fix your credit (and get your best loan rates).

Fix your credit and save money (+ get your best loan terms), today

Credit Glory is your best option to get these errors fixed. They can even help remove other bad marks from your report, like collections accounts.

The goal? Improve your credit score, fast! Credit Glory is easy to use and offers one of the best 90-day guarantees (if you're not completely happy).

Talk to a live Credit Glory representative about fixing your credit, today.