Should You Apply For UFCU?

Written by:

Chris L.

Last updated:

May 22, 2020

UFCU provides superior financial services and guidance in comparison to traditional banks. Receive all the same privileges, but with higher interest rates on your savings and lower interest rates on your loans. Use surcharge-free-ATMs and get 24-hour service with online banking apps to assist you on your journey to financial success.

What are the membership requirements?

Membership to UFCU is sought after because of the excellent interest rates on loans and savings accounts. To qualify for membership you must have a good credit score and meet at least one of the following criteria:

  • You're employed by a company in our field of membership
  • You're enrolled in or employed by a school in our field of membership
  • You belong to an association in our field of membership
  • You're the immediate family member of a UFCU member

About UFCU

  • CREDIT UNION NAME: UNIVERSITY
  • CHARTER NUMBER: 1367
  • CREDIT UNION TYPE: FCU
  • CREDIT UNION STATUS: Active
  • CORPORATE CREDIT UNION: No
  • CREDIT UNION CHARTER YEAR: 1936
  • CURRENT CHARTER ISSUE DATE: 01/01/1936
  • DATE INSURED: 01/04/1971
  • REGION: 2 - Southern
  • FIELD OF MEMBERSHIP TYPE: Multiple common bond - primarily educational
  • LOW INCOME DESIGNATION: Yes
  • MEMBER OF FHLB: Yes
  • ASSETS: $2,820,205,780
  • PEER GROUP: 6 - $500,000,000 and greater
  • NUMBER OF MEMBERS: 319,251

Main office

  • ADDRESS: 8303 N Mo Pac Expy
  • CITY, STATE ZIP CODE: Austin, TX 78759-8501
  • COUNTRY: United States
  • COUNTY: Travis
  • PHONE: 512-467-8080
  • WEBSITE: http://www.ufcu.org
  • CEO/MANAGER: Tony C Budet

UFCU offers low interest rates, but is your credit score high enough?

Whether you're applying for an auto, mortgage, or personal loan, UFCU has extremely competitive rates.

The problem? You need good credit; really good credit (if you want your best rates).

Your first step to determine if you're eligible for top-tier rates is to pull your Credit Report. You can review your Credit Report and find every inaccurate (and can potentially get removed), or contact a Credit Repair company, like Credit Glory, to walk you through that entire process.

You can schedule a free consultation with Credit Glory, or call one of their Credit Specialists, here (800-807-4388 ➔).

Did you know... 1 in 5 people have an error on their credit report?

Now, more than ever, credit bureaus are reporting inaccurate, negative items on people's credit reports.

Even worse, it's not easy to get these negative items removed, quickly (+ they're hurting your score & costing you money!).

One of the best ways (but not the only way), you can remove these inaccurate, negative items is to speak with a Credit Specialist that can walk you through how you can fix your credit (and get your best loan rates).

Fix your credit and save money (+ get your best loan terms), today

Credit Glory is your best option to get these errors fixed. They can even help remove other bad marks from your report, like collections accounts.

The goal? Improve your credit score, fast! Credit Glory is easy to use and offers one of the best 90-day guarantees (if you're not completely happy).

Talk to a live Credit Glory representative about fixing your credit, today.