Should You Apply For STCU?

Written by:

Chris L.

Last updated:

May 22, 2020

STCU provides you with everything you need to save money and achieve the greatest financial wellness, including superior financial guidance and free services. Get lower interest rates on your loans while also taking advantage of higher interest rates on your savings. You receive all the same privileges of a traditional bank, but with more benefits.

What are the membership requirements?

Membership to STCU is sought after because of the excellent interest rates on loans and savings accounts. To qualify for membership you must have a good credit score and meet at least one of the following criteria:

  • You live, work, worship, or attend school anywhere in the state of Washington or North Idaho counties of Benewah, Bonner, Boundary, Kootenai, Latah, Lewis, Nez Perce, or Shoshone
  • You're a student under the age of 18, or you are attending a college or university in the state of Washington or any of the North Idaho counties listed above
  • You work for a company that has joined STCU as a Community Business Partner
  • You're related by blood, marriage, or adoption to anyone who meets the eligibility requirements

About STCU

  • CREDIT UNION NAME: SPOKANE TEACHERS
  • CHARTER NUMBER: 68203
  • CREDIT UNION TYPE: FISCU
  • CREDIT UNION STATUS: Active
  • CORPORATE CREDIT UNION: No
  • CREDIT UNION CHARTER YEAR: 1934
  • CURRENT CHARTER ISSUE DATE: 05/21/1934
  • DATE INSURED: 11/04/1996
  • CHARTER STATE: Washington
  • REGION: 3 - Western
  • FIELD OF MEMBERSHIP TYPE: Non-Federal Credit Union
  • LOW INCOME DESIGNATION: Yes
  • MEMBER OF FHLB: Yes
  • ASSETS: $3,411,839,893
  • PEER GROUP: 6 - $500,000,000 and greater
  • NUMBER OF MEMBERS: 203,153

Main office

  • ADDRESS: 1620 N Signal Dr
  • CITY, STATE ZIP CODE: Liberty Lake, WA 99019
  • COUNTRY: United States
  • COUNTY: Spokane
  • PHONE: 509-326-1954
  • WEBSITE: http://www.stcu.org
  • CEO/MANAGER: Ezra Eckhardt

STCU offers low interest rates, but is your credit score high enough?

Whether you're applying for an auto, mortgage, or personal loan, STCU has extremely competitive rates.

The problem? You need good credit; really good credit (if you want your best rates).

Your first step to determine if you're eligible for top-tier rates is to pull your Credit Report. You can review your Credit Report and find every inaccurate (and can potentially get removed), or contact a Credit Repair company, like Credit Glory, to walk you through that entire process.

You can schedule a free consultation with Credit Glory, or call one of their Credit Specialists, here (800-807-4388 ➔).

Did you know... 1 in 5 people have an error on their credit report?

Now, more than ever, credit bureaus are reporting inaccurate, negative items on people's credit reports.

Even worse, it's not easy to get these negative items removed, quickly (+ they're hurting your score & costing you money!).

One of the best ways (but not the only way), you can remove these inaccurate, negative items is to speak with a Credit Specialist that can walk you through how you can fix your credit (and get your best loan rates).

Fix your credit and save money (+ get your best loan terms), today

Credit Glory is your best option to get these errors fixed. They can even help remove other bad marks from your report, like collections accounts.

The goal? Improve your credit score, fast! Credit Glory is easy to use and offers one of the best 90-day guarantees (if you're not completely happy).

Talk to a live Credit Glory representative about fixing your credit, today.