Should you apply for State Employees Credit Union?

Written by:

Chris L.

Last updated:

May 22, 2020

State Employees Credit Union provides you with superior financial guidance and many free services. Get the same privileges of traditional banking while taking advantage of lower interest rates on your loans and higher interest rates on your savings. Use 1,100 24-hour, free-to-use ATMs to access your cash quicker and more conveniently, as well as mobile services.

What are the membership requirements?

Membership to State Employees Credit Union is sought after because of the excellent interest rates on loans and savings accounts. To qualify for membership you must have a good credit score and fall under at least one of the following criteria:

  • Employees of the state of North Carolina
  • Federal employees assigned to state of North Carolina departments (for example, a federal US Department of Agriculture employee assigned to work at the North Carolina Department of Agriculture)
  • Employees of public boards of education
  • Members of the North Carolina National Guard
  • County employees of Social Services, Health, Mental Health and Civil Defense
  • Employees of associations formed for the benefit of state of North Carolina employees (e.g., State Employees’ Association of North Carolina)
  • Un-remarried spouses of individuals who died while eligible for membership
  • Individuals retired from the above employment or service as pensioners and/or annuitants from the above employment or service. This includes former employees who are “vested” and have not withdrawn or terminated future eligibility to be a pensioner and/or annuitant.
  • Immediate family (spouse, parents, siblings and children) of a current member
  • Individuals sharing a single economic unit with a current member
  • Employees of agencies or departments whose employees are subject to the State Personnel Act

About State Employees Credit Union

  • CREDIT UNION NAME: STATE EMPLOYEES'
  • CHARTER NUMBER: 66310
  • CREDIT UNION TYPE: FISCU
  • CREDIT UNION STATUS: Active
  • CORPORATE CREDIT UNION: No
  • CREDIT UNION CHARTER YEAR: 1937
  • CURRENT CHARTER ISSUE DATE: 06/04/1937
  • DATE INSURED: 05/14/1985
  • CHARTER STATE: North Carolina
  • REGION: 8 - ONES
  • FIELD OF MEMBERSHIP TYPE: Non-Federal Credit Union
  • LOW INCOME DESIGNATION: No
  • MEMBER OF FHLB: Yes
  • ASSETS: $41,376,686,562
  • PEER GROUP: 6 - $500,000,000 and greater
  • NUMBER OF MEMBERS: 2,465,313

Main office

  • ADDRESS: 119 N Salisbury St
  • CITY, STATE ZIP CODE: Raleigh, NC 27603
  • COUNTRY: United States
  • COUNTY: Wake
  • PHONE: 919-839-5000
  • WEBSITE: http://www.ncsecu.org
  • CEO/MANAGER: Michael J Lord

State Employees Credit Union offers low interest rates, but is your credit score high enough?

Whether you're applying for an auto, mortgage, or personal loan, State Employees Credit Union has extremely competitive rates.

The problem? You need good credit; really good credit (if you want your best rates).

Your first step to determine if you're eligible for top-tier rates is to pull your Credit Report. You can review your Credit Report and find every inaccurate (and can potentially get removed), or contact a Credit Repair company, like Credit Glory, to walk you through that entire process.

You can schedule a free consultation with Credit Glory, or call one of their Credit Specialists, here (800-807-4388 ➔).

Did you know... 1 in 5 people have an error on their credit report?

Now, more than ever, credit bureaus are reporting inaccurate, negative items on people's credit reports.

Even worse, it's not easy to get these negative items removed, quickly (+ they're hurting your score & costing you money!).

One of the best ways (but not the only way), you can remove these inaccurate, negative items is to speak with a Credit Specialist that can walk you through how you can fix your credit (and get your best loan rates).

Fix your credit and save money (+ get your best loan terms), today

Credit Glory is your best option to get these errors fixed. They can even help remove other bad marks from your report, like collections accounts.

The goal? Improve your credit score, fast! Credit Glory is easy to use and offers one of the best 90-day guarantees (if you're not completely happy).

Talk to a live Credit Glory representative about fixing your credit, today.