Should You Apply For Palmetto Citizens Credit Union?

Written by:

Chris L.

Last updated:

May 22, 2020

Palmetto Citizens Credit Union gives you everything you need to save money and achieve the greatest financial wellness. Get lower interest rates than you would at a bank while also taking advantage of higher interest rates on your savings. Palmetto Citizens Credit Union has also been voted the Best Credit Union serving the Columbia, SC area.

What are the membership requirements?

Membership to Palmetto Citizens Credit Union is sought after because of the excellent interest rates on loans and savings accounts. To qualify for membership you must have a good credit score and meet at least one of the following criteria:

  • You live, work, worship or attend school in Richland, Lexington, Kershaw, Fairfield, Saluda, Calhoun
  • You're related by blood or law to a current member

About Palmetto Citizens Credit Union

CREDIT UNION NAME: PALMETTO CITIZENS

CHARTER NUMBER: 1472

CREDIT UNION TYPE: FCU

CREDIT UNION STATUS: Active

CORPORATE CREDIT UNION: No

CREDIT UNION CHARTER YEAR: 1936

CURRENT CHARTER ISSUE DATE: 01/01/1936

DATE INSURED: 02/16/1971

REGION: 2 - Southern

FIELD OF MEMBERSHIP TYPE: Community credit unions

LOW INCOME DESIGNATION: Yes

MEMBER OF FHLB: Yes

ASSETS: $976,230,387

PEER GROUP: 6 - $500,000,000 and greater

NUMBER OF MEMBERS: 69,393

Main office

ADDRESS: 1320 Washington St

CITY, STATE ZIP CODE: Columbia, SC 29201-3382

COUNTRY: United States

COUNTY: Richland

PHONE: 803-779-1232

WEBSITE: http://www.palmettocitizens.org

CEO/MANAGER: Nicholas Wodogaza

Palmetto Citizens Credit Union offers low interest rates, but is your credit score high enough?

Whether you're applying for an auto, mortgage, or personal loan, Palmetto Citizens Credit Union has extremely competitive rates.

The problem? You need good credit; really good credit (if you want your best rates).

Your first step to determine if you're eligible for top-tier rates is to pull your Credit Report. You can review your Credit Report and find every inaccurate (and can potentially get removed), or contact a Credit Repair company, like Credit Glory, to walk you through that entire process.

You can schedule a free consultation with Credit Glory, or call one of their Credit Specialists, here (800-807-4388 ➔).

Did you know... 1 in 5 people have an error on their credit report?

Now, more than ever, credit bureaus are reporting inaccurate, negative items on people's credit reports.

Even worse, it's not easy to get these negative items removed, quickly (+ they're hurting your score & costing you money!).

One of the best ways (but not the only way), you can remove these inaccurate, negative items is to speak with a Credit Specialist that can walk you through how you can fix your credit (and get your best loan rates).

Fix your credit and save money (+ get your best loan terms), today

Credit Glory is your best option to get these errors fixed. They can even help remove other bad marks from your report, like collections accounts.

The goal? Improve your credit score, fast! Credit Glory is easy to use and offers one of the best 90-day guarantees (if you're not completely happy).

Talk to a live Credit Glory representative about fixing your credit, today.