Should You Apply For Members Cooperative Credit Union?

Written by:

Chris L.

Last updated:

May 16, 2020

Members Cooperative Credit Union provides you with all the benefits of a traditional bank, whilst offering higher interest rates on your savings and lower interest rates on your loans. Get superior guidance, with the option of to Skip-A-Pay on your loan installment in place to help you achieve your financial wellness.

What are the membership requirements?

Membership to Members Cooperative Credit Union is sought after because of the excellent interest rates on loans and savings accounts. To qualify for membership you must have a good credit score and meet at least one of the following criteria:

  • You live, work, worship or attend school within Aitkin, Carlton, Cass, Chisago, Cook, Crow Wing, Douglas, Isanti, Itasca, Kanabec, Koochiching, Lake, Pine, St. Louis, or Washington Counties
  • You own a business or other legal entity within the counties listed
  • You, or a family member, are a past or present employee of MCCU
  • You are the spouse of a member, or the blood or adoptive relative of either them or their spouses

Let's fix your credit to help get your best loan terms with Members Cooperative Credit Union !

About Members Cooperative Credit Union

  • CREDIT UNION NAME: MEMBERS COOPERATIVE
  • CHARTER NUMBER: 60216
  • CREDIT UNION TYPE: FISCU
  • CREDIT UNION STATUS: Active
  • CORPORATE CREDIT UNION: No
  • CREDIT UNION CHARTER YEAR: 1936
  • CURRENT CHARTER ISSUE DATE: 01/01/1936
  • DATE INSURED: 04/05/1971
  • CHARTER STATE: Minnesota
  • REGION: 3 - Western
  • FIELD OF MEMBERSHIP TYPE: Non-Federal Credit Union
  • LOW INCOME DESIGNATION: Yes
  • MEMBER OF FHLB: Yes
  • ASSETS: 6 - $500,000,000 and greater
  • PEER GROUP: $817,397,476
  • NUMBER OF MEMBERS: 53,080

Main office

  • ADDRESS: 4628 Mike Colalillo Dr
  • CITY, STATE ZIP CODE: Duluth, MN 55807-2732
  • COUNTRY: United States
  • COUNTY: Saint Louis
  • PHONE: 800-296-8871
  • WEBSITE: http://www.membersccu.org
  • CEO/MANAGER: Tammy Heikkinen

Members Cooperative Credit Union offers low interest rates, but is your credit score high enough?

Whether you're applying for an auto, mortgage, or personal loan, X has extremely competitive rates.

The problem? You need good credit; really good credit (if you want your best rates).

Your first step to determine if you're eligible for top-tier rates is to pull your Credit Report. You can review your Credit Report and find every inaccurate (and can potentially get removed), or contact a Credit Repair company, like Credit Glory, to walk you through that entire process.

You can schedule a free consultation with Credit Glory, or call one of their Credit Specialists, here (800-807-4388 ➔).

Did you know... 1 in 5 people have an error on their credit report?

Now, more than ever, credit bureaus are reporting inaccurate, negative items on people's credit reports.

Even worse, it's not easy to get these negative items removed, quickly (+ they're hurting your score & costing you money!).

One of the best ways (but not the only way), you can remove these inaccurate, negative items is to speak with a Credit Specialist that can walk you through how you can fix your credit (and get your best loan rates).

Fix your credit and save money (+ get your best loan terms), today

Credit Glory is your best option to get these errors fixed. They can even help remove other bad marks from your report, like collections accounts.

The goal? Improve your credit score, fast! Credit Glory is easy to use and offers one of the best 90-day guarantees (if you're not completely happy).

Talk to a live Credit Glory representative about fixing your credit, today!