Should You Apply For LGFCU?

Written by:

Chris L.

Last updated:

May 22, 2020

LGFCU provides you with incredible high interest rates on your savings, along with low interest rates on your loans. Get the superior financial advice, free services and 24-hour assistance whilst taking advantage of all the same benefits of a traditional bank.

What are the membership requirements?

Membership to LGFCU is sought after because of the excellent interest rates on loans and savings accounts. To qualify for membership you must have a good credit score and volunteer at one of the following:

  • Any North Carolina county government
  • Any North Carolina municipality (city, town or village)
  • Any North Carolina volunteer fire department
  • Certain hospitals
  • Libraries
  • Housing authorities
  • Airport authorities
  • Sanitary districts
  • Emergency Management Services (e.g., rescue and law enforcement)
  • Councils of Government
  • Local government associations
  • Commissions (such as planning or economic development)
  • Parks and Recreation departments

About LGFCU

  • CREDIT UNION NAME: LOCAL GOVERNMENT
  • CHARTER NUMBER: 24003
  • CREDIT UNION TYPE: FCU
  • CREDIT UNION STATUS: Active
  • CORPORATE CREDIT UNION: No
  • CREDIT UNION CHARTER YEAR: 1983
  • CURRENT CHARTER ISSUE DATE: 05/27/1983
  • DATE INSURED: 05/27/1983
  • REGION: 2 - Southern
  • FIELD OF MEMBERSHIP TYPE: Multiple common bond - primarily federal, state, local government
  • LOW INCOME DESIGNATION: Yes
  • MEMBER OF FHLB: Yes
  • ASSETS: $2,373,759,079
  • PEER GROUP: 6 - $500,000,000 and greater
  • NUMBER OF MEMBERS: 360,587

Main office

  • ADDRESS: 3600 Wake Forest Rd
  • CITY, STATE ZIP CODE: Raleigh, NC 27609-7309
  • COUNTRY: United States
  • COUNTY: Wake
  • PHONE: 919-755-0534
  • WEBSITE: http://www.lgfcu.org
  • CEO/MANAGER: Mark Caverly

LGFCU offers low interest rates, but is your credit score high enough?

Whether you're applying for an auto, mortgage, or personal loan, LGFCU has extremely competitive rates.

The problem? You need good credit; really good credit (if you want your best rates).

Your first step to determine if you're eligible for top-tier rates is to pull your Credit Report. You can review your Credit Report and find every inaccurate (and can potentially get removed), or contact a Credit Repair company, like Credit Glory, to walk you through that entire process.

You can schedule a free consultation with Credit Glory, or call one of their Credit Specialists, here (800-807-4388 ➔).

Did you know... 1 in 5 people have an error on their credit report?

Now, more than ever, credit bureaus are reporting inaccurate, negative items on people's credit reports.

Even worse, it's not easy to get these negative items removed, quickly (+ they're hurting your score & costing you money!).

One of the best ways (but not the only way), you can remove these inaccurate, negative items is to speak with a Credit Specialist that can walk you through how you can fix your credit (and get your best loan rates).

Fix your credit and save money (+ get your best loan terms), today

Credit Glory is your best option to get these errors fixed. They can even help remove other bad marks from your report, like collections accounts.

The goal? Improve your credit score, fast! Credit Glory is easy to use and offers one of the best 90-day guarantees (if you're not completely happy).

Talk to a live Credit Glory representative about fixing your credit, today.