Should You Apply For ICCU?

Written by:

Chris L.

Last updated:

May 22, 2020

Idaho Central Credit Union provides you with multiple ways to achieve financial success, with incredible high interest rates on your savings and low interest rates on your loans. Get the superior financial advice, free services and 24-hour assistance while taking advantage of all the same benefits of a traditional bank.

What are the membership requirements?

Membership to ICCU is sought after because of the excellent interest rates on loans and savings accounts. To qualify for membership you must have a good credit score and meet at least one of the following criteria:

  • You're an employee, employers, student, or retiree of certain industries as defined in the North American Industry Classification System
  • You're an Idaho Central Credit Union’s Bylaws who resides in, works in, is headquartered in or paid from any Idaho county
  • You're in the employ or retirees of the State of Idaho, other public employees within the State of Idaho, or retirees of the same, and members of credit unions located in the State of Idaho.
  • You're employed in any division, subsidiary, or branch of the Micron Corporation and retirees of the same.
  • The Idaho Credit Union League, its employees, and its chapters.
  • You are an employee of the Credit Union and credit unions with offices in the State of Idaho
  • You live or work in, or organizations located within the boundaries of a Washington School District.
  • You reside in, work in, attend school in, or are paid in Jackpot, Nevada.
  • You're a family member of a current member

About ICCU

  • CREDIT UNION NAME: IDAHO CENTRAL
  • CHARTER NUMBER: 63194
  • CREDIT UNION TYPE: FISCU
  • CREDIT UNION STATUS: Active
  • CORPORATE CREDIT UNION: No
  • CREDIT UNION CHARTER YEAR: 1940
  • CURRENT CHARTER ISSUE DATE: 05/07/1940
  • DATE INSURED: 01/02/1976
  • CHARTER STATE: Idaho
  • REGION: 3 - Western
  • FIELD OF MEMBERSHIP TYPE: Non-Federal Credit Union
  • LOW INCOME DESIGNATION: Yes
  • MEMBER OF FHLB: Yes
  • ASSETS: $5,564,178,520
  • PEER GROUP: 6 - $500,000,000 and greater
  • NUMBER OF MEMBERS: 394,544

Main office

  • ADDRESS: 4400 Central Way
  • CITY, STATE ZIP CODE: Chubbuck, ID 83202
  • COUNTRY: United States
  • COUNTY: Bannock
  • PHONE: 208-239-3000
  • WEBSITE: http://www.iccu.com
  • CEO/MANAGER: Kent Oram

ICCU offers low interest rates, but is your credit score high enough?

Whether you're applying for an auto, mortgage, or personal loan, ICCU has extremely competitive rates.

The problem? You need good credit; really good credit (if you want your best rates).

Your first step to determine if you're eligible for top-tier rates is to pull your Credit Report. You can review your Credit Report and find every inaccurate (and can potentially get removed), or contact a Credit Repair company, like Credit Glory, to walk you through that entire process.

You can schedule a free consultation with Credit Glory, or call one of their Credit Specialists, here (800-807-4388 ➔).

Did you know... 1 in 5 people have an error on their credit report?

Now, more than ever, credit bureaus are reporting inaccurate, negative items on people's credit reports.

Even worse, it's not easy to get these negative items removed, quickly (+ they're hurting your score & costing you money!).

One of the best ways (but not the only way), you can remove these inaccurate, negative items is to speak with a Credit Specialist that can walk you through how you can fix your credit (and get your best loan rates).

Fix your credit and save money (+ get your best loan terms), today

Credit Glory is your best option to get these errors fixed. They can even help remove other bad marks from your report, like collections accounts.

The goal? Improve your credit score, fast! Credit Glory is easy to use and offers one of the best 90-day guarantees (if you're not completely happy).

Talk to a live Credit Glory representative about fixing your credit, today.