Should You Apply For Empower Credit Union?

Written by:

Chris L.

Last updated:

May 24, 2020

Empower Credit Union has over $2 billion in assets and over 200,000 member. This credit union and brings you superior financial guidance while offering you all the same benefits of traditional banking. Get higher interest rates on your savings and lower interest rates on your loans, as well as free services and amazing products.

What are the membership requirements?

Membership to Empower Credit Union is sought after because of the excellent interest rates on loans and savings accounts. To qualify for membership you must have a good credit score and meet at least one of the following criteria:

  • You live, work, worship, or attend school in an area included in one of Empower's neighbor areas: City of Binghamton, City of Buffalo, City of Elmira Designated (except census tract #5), West Elmira, and Big Flats), City of Fulton Misc, City of Syracuse, City of Utica, designated areas of Liverpool, Montgomery County, Nedrow, Oswego County, Town of Cheektowaga, Town of Geddes, Town of Union, Village of Elmira Heights, Village of Fort Plain, Village of Horseheads, or Village of New York Mills
  • You're an employed by or retired from a Member Company
  • You're related to a current member

About Empower Credit Union

  • CREDIT UNION NAME: EMPOWER
  • CHARTER NUMBER: 3025
  • CREDIT UNION TYPE: FCU
  • CREDIT UNION STATUS: Active
  • CORPORATE CREDIT UNION: No
  • CREDIT UNION CHARTER YEAR: 1939
  • CURRENT CHARTER ISSUE DATE: 01/01/1939
  • DATE INSURED: 01/04/1971
  • REGION: 1 - Eastern
  • FIELD OF MEMBERSHIP TYPE: Multiple common bond - primarily communications and utilities
  • LOW INCOME DESIGNATION: Yes
  • MEMBER OF FHLB: Yes
  • ASSETS: $2,041,848,614
  • PEER GROUP: 6 - $500,000,000 and greater
  • NUMBER OF MEMBERS: 211,076

Main office

  • ADDRESS: 1 Member Way
  • CITY, STATE ZIP CODE: Syracuse, NY 13212
  • COUNTRY: United States
  • COUNTY: Onondaga
  • PHONE: 315-477-2200
  • WEBSITE: http://www.empowerfcu.com
  • CEO/MANAGER: John D Wakefield

Empower Credit Union offers low interest rates, but is your credit score high enough?

Whether you're applying for an auto, mortgage, or personal loan, Empower Credit Union has extremely competitive rates.

The problem? You need good credit; really good credit (if you want your best rates).

Your first step to determine if you're eligible for top-tier rates is to pull your Credit Report. You can review your Credit Report and find every inaccurate (and can potentially get removed), or contact a Credit Repair company, like Credit Glory, to walk you through that entire process.

You can schedule a free consultation with Credit Glory, or call one of their Credit Specialists, here (800-807-4388 ➔).

Did you know... 1 in 5 people have an error on their credit report?

Now, more than ever, credit bureaus are reporting inaccurate, negative items on people's credit reports.

Even worse, it's not easy to get these negative items removed, quickly (+ they're hurting your score & costing you money!).

One of the best ways (but not the only way), you can remove these inaccurate, negative items is to speak with a Credit Specialist that can walk you through how you can fix your credit (and get your best loan rates).

Fix your credit and save money (+ get your best loan terms), today

Credit Glory is your best option to get these errors fixed. They can even help remove other bad marks from your report, like collections accounts.

The goal? Improve your credit score, fast! Credit Glory is easy to use and offers one of the best 90-day guarantees (if you're not completely happy).

Talk to a live Credit Glory representative about fixing your credit, today.