Should You Apply For Cooperative Teachers Credit Union?

Written by:

Chris L.

Last updated:

May 16, 2020

Cooperative Teachers Credit Union has been providing the best deals and financial services since 1953. With roots that run deep, you get expert guidance whilst also getting all the perks of traditional banking. Not only this, but you receive significantly lower interest rates on your loans and higher interest rates on your savings.


Membership to Cooperative Teachers Credit Union is sought after because of the excellent interest rates on loans and savings accounts. To qualify for membership you must have a good credit score and meet at least one of the following criteria:

  • Persons that live, work, worship or attend school in Smith County;
  • School employees in the following counties:Kaufman, Hopkins, Rains, Smith, Wood and Van Zandt;
  • Employees of the following colleges:Lon Morris, Jacksonville Baptist, Texas A&M Commerce;
  • Employee groups that are located within 10 miles of the credit union may apply;
  • Direct relatives of any member;
  • Persons receiving Teachers Retirement as a result of working in our service area;
  • Retired teachers and retired certified school personnel who live in our service area*;
  • Any business or organization whose employees or members are within this field of membership.

Cooperative Teachers Credit Union offers low interest rates, but is your credit score high enough?

Whether you're applying for an auto, mortgage, or personal loan, Cooperative Teachers Credit Union has extremely competitive rates.

The problem? You need good credit; really good credit (if you want your best rates).

Your first step to determine if you're eligible for top-tier rates is to pull your Credit Report. You can review your Credit Report and find every inaccurate (and can potentially get removed), or contact a Credit Repair company, like Credit Glory, to walk you through that entire process.

You can schedule a free consultation with Credit Glory, or call one of their Credit Specialists, here (800-807-4388 ➔).

Did you know... 1 in 5 people have an error on their credit report?

Now, more than ever, credit bureaus are reporting inaccurate, negative items on people's credit reports.

Even worse, it's not easy to get these negative items removed, quickly (+ they're hurting your score & costing you money!).

One of the best ways (but not the only way), you can remove these inaccurate, negative items is to speak with a Credit Specialist that can walk you through how you can fix your credit (and get your best loan rates).

Fix your credit and save money (+ get your best loan terms), today

Credit Glory is your best option to get these errors fixed. They can even help remove other bad marks from your report, like collections accounts.

The goal? Improve your credit score, fast! Credit Glory is easy to use and offers one of the best 90-day guarantees (if you're not completely happy).

Talk to a live Credit Glory representative about fixing your credit, today!