Should You Apply For Affinity Plus Credit Union?

Written by:

Chris L.

Last updated:

May 22, 2020

Forbes gave Affinity Plus Credit Union a top spot in its Best-In-State Banks and Credit Unions ranking. Get all the same benefits of a traditional bank, but with lower interest rates on your loans and higher interest rates on your savings.

What are the membership requirements?

Membership to Affinity Plus Credit Union is sought after because of the excellent interest rates on loans and savings accounts. To qualify for membership you must have a good credit score and meet at least one of the following criteria:

  • You're an employee or volunteer at State of Minnesota, University of Minnesota Twin Cities, Affinity Plus Federal Credit Union or a Preferred Partner company
  • You're an employee or volunteer at any organization that receives funding from the State of Minnesota (including, but not limited to, most schools, community colleges, private and public universities, nursing homes and hospitals, counties, cities, and nonprofit groups)
  • You're related to a current member
  • You share a room with a current member

About Affinity Plus Credit Union

  • CREDIT UNION NAME: AFFINITY PLUS
  • CHARTER NUMBER: 24362
  • CREDIT UNION TYPE: FCU
  • CREDIT UNION STATUS: Active
  • CORPORATE CREDIT UNION: No
  • CREDIT UNION CHARTER YEAR: 1988
  • CURRENT CHARTER ISSUE DATE: 06/22/1988
  • DATE INSURED: 12/01/1972
  • REGION: 3 - Western
  • FIELD OF MEMBERSHIP TYPE: Multiple common bond - primarily federal, state, local government
  • LOW INCOME DESIGNATION: Yes
  • MEMBER OF FHLB: Yes
  • ASSETS: $2,598,517,060
  • PEER GROUP: 6 - $500,000,000 and greater
  • NUMBER OF MEMBERS: 211,766

Main office

  • ADDRESS: 175 W Lafayette Frontage Rd
  • CITY, STATE ZIP CODE: Saint Paul, MN 55107-1488
  • COUNTRY: United States
  • COUNTY: Ramsey
  • PHONE: 651-312-9252
  • WEBSITE: http://www.affinityplus.org
  • CEO/MANAGER: Dave Larson

Affinity Plus Credit Union offers low interest rates, but is your credit score high enough?

Whether you're applying for an auto, mortgage, or personal loan, Affinity Plus Credit Union has extremely competitive rates.

The problem? You need good credit; really good credit (if you want your best rates).

Your first step to determine if you're eligible for top-tier rates is to pull your Credit Report. You can review your Credit Report and find every inaccurate (and can potentially get removed), or contact a Credit Repair company, like Credit Glory, to walk you through that entire process.

You can schedule a free consultation with Credit Glory, or call one of their Credit Specialists, here (800-807-4388 ➔).

Did you know... 1 in 5 people have an error on their credit report?

Now, more than ever, credit bureaus are reporting inaccurate, negative items on people's credit reports.

Even worse, it's not easy to get these negative items removed, quickly (+ they're hurting your score & costing you money!).

One of the best ways (but not the only way), you can remove these inaccurate, negative items is to speak with a Credit Specialist that can walk you through how you can fix your credit (and get your best loan rates).

Fix your credit and save money (+ get your best loan terms), today

Credit Glory is your best option to get these errors fixed. They can even help remove other bad marks from your report, like collections accounts.

The goal? Improve your credit score, fast! Credit Glory is easy to use and offers one of the best 90-day guarantees (if you're not completely happy).

Talk to a live Credit Glory representative about fixing your credit, today.